Terms of Service
Effective July 16, 2026
Acceptance of the Terms of Service
These Terms apply to our digital products and services—websites and mobile app, all together the "Services". This is a legal agreement between you ("user" or "users") and PlayLedger ("Company", "we", or "us"). These Terms govern how you access and use the Services. BY USING THE SERVICES, YOU AGREE TO THESE TERMS. IF YOU DON'T AGREE, DON'T USE THEM.
Modifications to the Terms of Service and to the Services
We can change these Terms whenever we want. Updates take effect when we post them. You're responsible for checking back periodically. Keep using the Services means you accept the changes. We can change the Services and everything on them at any time. We're not liable if any part becomes unavailable or gets restricted.
Use of the Services
Your information matters to us. We use security measures to keep it from unauthorized access and disclosure. Your part is important too. You're responsible for your access and need to make sure anyone using your connection follows these Terms. Everything you provide has to be true, current, and complete. Tell us right away if anything changes. Internet transmission isn't completely secure. We protect your information but can't guarantee data sent over the network stays protected. That's on you. We're not responsible if someone gets around our privacy or security measures. Don't do any of this: (a) access content that isn't meant for you; (b) break past security or authentication; (c) mess with service for others; (d) copy TCP/IP packet headers; (e) disrupt network services; (f) use robots, spiders, or automated tools to access the Services; (g) send viruses, trojans, worms, or malicious code; (h) run denial-of-service attacks or flooding; (i) interfere with how the Services work.
Account Set-up and Subscription Services
Some parts of the Services, like subscription features ("Membership Services"), need an account with username and password ("Login Credentials"). You have to be at least 18. You can also access Membership Services through Apple ID or Google account. Don't share your Login Credentials and you're responsible for what happens on your account. We can end Membership Services or delete accounts anytime. You need a subscription ("Subscription") to use Membership Services. Get one on our website or through Apple App Store or Google Play Store. Your Subscription works on multiple devices. Some content and features only work with a paid Subscription. You pay a subscription fee ("Subscription Fee") based on your chosen period: one month, half a year, or a year ("Subscription Period"). We can change the Subscription Fee with written notice, effective at the end of your current period. Subscriptions renew automatically unless you cancel first. Your renewal period matches what you had before. The Subscription Fee goes through third-party payment processors. When you authorize a purchase, you're saying yes to automatic charging at each period start. No payment means no access. You can cancel whenever you want, effective at the end of your current period. If you bought through PlayLedger's website, cancel in "My Account". If you used App Store or Google Play, manage it through their subscription settings. After you cancel, you keep access through the end of your period, then nothing gets charged after that.
Intellectual Property Rights and Ownership
The Services and all content, features, and functionality ("Services Content")—information, software, code, text, graphics, photos, video, audio, design, selections, arrangements—belong to us and are protected by copyright, trademark, and moral rights. All trademarks, logos, product and service names, designs, images, and slogans on the Services are ours or belong to others. You can't use them without written permission. Unauthorized use infringes those rights and might break the law, which could get you sued. You can only use the Services for personal, non-commercial purposes. Don't remove copyright, trademark, or legal notices. You can't modify, copy, distribute, make derivatives, display, perform, republish, download, store, or transmit material unless we say so in writing or the law allows it. Here's what we do allow: Browsers can temporarily cache Services Content; You can download and print reasonable copies of Services Content for personal, non-commercial use only—keep the proprietary notices in there—as long as we think it's reasonable; and Where social media platforms link certain content, you can do what those platforms specifically let you do. Breaking these rules ends your right to use the Services. You have to give back or destroy your copies. You don't own anything here. We keep all rights we don't expressly give you. Unauthorized use breaks these Terms and might infringe intellectual property or other laws.
User Submissions and Conditions of Use
We don't ask for confidential or proprietary information. If you submit materials, content, information or ideas ("User Submissions"), you're saying (i) it's all original, no one else has rights to it, and you're waiving moral rights, and (ii) you're giving us a non-exclusive, fully-paid, royalty-free, unrestricted, perpetual, irrevocable, transferable, assignable, sublicensable, worldwide license in all media to reproduce, modify, adapt, publish, perform, display, distribute, sublicense, create derivatives, sell, and use your submissions for any purpose we want—commercial or not—in our sole discretion, without paying you or giving credit, per our Privacy Policy. We can delete submissions anytime. You're confirming that your use of the Services and User Submissions won't: Break any law. Break the terms of any linked third-party site, including social media. Include material that's exploitative, obscene, harmful, threatening, abusive, harassing, hateful, sexually explicit, pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, age, or anything else we find objectionable. Involve stalking, exploitation, or harm to any person, including minors, or ask for prohibited personal information. Contain false, inaccurate, or misleading information. Make it look like something came from us or someone else endorsed it when they didn't.
Enforcement, Suspension, and Termination
We have the right, with or without notice, to: Take action on User Submissions if they violate these Terms or User Submission rules. Take legal action, including reporting to law enforcement or court, or tell affected parties about illegal use. We can fully cooperate with law enforcement or court orders asking for your identity or information. End or suspend your access to all or part of the Services for any reason, including violations. YOU WAIVE AND HOLD HARMLESS US AND OUR SUBSIDIARIES, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, AND SUCCESSORS (ALL TOGETHER "COMPANY PARTIES") FROM ANY CLAIMS RESULTING FROM OUR ACTIONS OR INVESTIGATIONS BY US OR LAW ENFORCEMENT.
No Reliance
Services Content is just general information. It's not advice you should rely on. Get specific or professional advice before you act on anything from Services Content. We try to keep content updated, but we don't promise it's accurate, complete, or current. Using the Services is at your own risk. We and Company Parties don't have responsibility or liability for how you use it.
Privacy
By submitting information and using our Services, you consent to our collection, use, reproduction, hosting, transmission, and disclosure of that information per our Privacy Policy. If you disagree, don't use the Services.
Third-Party Websites
The Services might link to other sites. We don't make any promises about what's on those websites. You access them at your own risk. We don't control what's there and won't be responsible for loss or damage. Their terms apply to you. You can link to our Services fairly and legally without hurting our reputation or taking advantage of it. Links shouldn't suggest we're associated, approve, or endorse something that we don't. Don't frame our Services on your site. We can stop letting you link anytime without notice. You agree to stop any unauthorized framing or linking immediately if we ask.
Online Purchases
Orders, subscriptions, purchases, and transactions on PlayLedger go through third-party providers Shopify and Stripe, which have their own terms and privacy policies we're not responsible for. Read their policies before you buy.
Copyright Complaints
We take copyright infringement seriously and have a process for written notifications. We've designated an agent to receive infringement notices and will respond if your notice follows the law. If you think your copyright is infringed, send your claim in writing to the contact info at the bottom of these Terms. For us to handle your claim, your notice needs: (1) electronic or physical signature from the authorized copyright owner or their rep; (2) description of the copyrighted work; (3) where on our website the infringing material is; (4) your email, mailing address, or phone; (5) a statement that you believe the use isn't authorized; (6) a statement under penalty of perjury that your information is correct and you own the copyright or are authorized to act for the owner. If you think a notice was wrongly filed against you, send a counter-notice using the contact info below. Your counter-notice needs: (1) your physical or electronic signature; (2) what was removed or disabled; (3) a statement under penalty of perjury that the removal was a mistake or the material was misidentified; (4) your name, email, mailing address, and a statement that you consent to the jurisdiction of the Federal District court in your district if you're in the US, or Ontario if you're not, and that you accept service from the person who complained or their agent.
Disclaimer of Warranties
YOU UNDERSTAND THAT USING THE SERVICES, SERVICES CONTENT, AND ANYTHING YOU FIND THROUGH THEM IS YOUR OWN RISK. THEY'RE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITH NO WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THIS DOESN'T AFFECT WARRANTIES THAT CAN'T BE EXCLUDED UNDER THE LAW. WE AND COMPANY PARTIES DON'T MAKE ANY WARRANTY, REPRESENTATION, OR ENDORSEMENT ABOUT WHETHER THE SERVICES OR SERVICES CONTENT ARE COMPLETE, SECURE, RELIABLE, SUITABLE, ACCURATE, CURRENT, OR AVAILABLE. WE DON'T REPRESENT OR WARRANT THAT THE SERVICES, SERVICES CONTENT, OR ANYTHING YOU FIND WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL GET FIXED, OR THAT OUR WEBSITES OR SERVERS ARE FREE OF VIRUSES OR HARMFUL COMPONENTS. WE CAN'T GUARANTEE FILES OR DATA YOU DOWNLOAD ARE FREE OF VIRUSES OR DESTRUCTIVE CODE. YOU'RE SOLELY RESPONSIBLE FOR YOUR USE AND YOUR COMPUTER, INTERNET, AND DATA SECURITY. TO THE FULLEST EXTENT THE LAW ALLOWS, WE WON'T BE LIABLE FOR ANY LOSS OR DAMAGE FROM DENIAL-OF-SERVICE, OVERLOADING, FLOODING, VIRUSES, TROJANS, WORMS, LOGIC BOMBS, OR OTHER HARMFUL MATERIAL INFECTING YOUR EQUIPMENT, PROGRAMS, OR DATA BECAUSE OF USING THE SERVICES OR DOWNLOADING MATERIAL.
Limitation on Liability
WHERE THE LAW ALLOWS, WE AND COMPANY PARTIES AREN'T LIABLE FOR CONSEQUENTIAL, INDIRECT, INCIDENTAL, EXEMPLARY, SPECIAL OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, PROFITS, BUSINESS, ANTICIPATED SAVINGS, USE, GOODWILL OR DATA, WHETHER FROM BREACH OF CONTRACT, TORT, OR OTHER CAUSE, ARISING FROM USING, INABILITY TO USE, OR RELIANCE ON THE SERVICES, REGARDLESS OF WHETHER WE KNEW IT COULD HAPPEN OR NOT. WHERE THE LAW ALLOWS, OUR TOTAL LIABILITY—WHETHER FROM BREACH OF CONTRACT, TORT, OR OTHERWISE—ARISING FROM USING, INABILITY TO USE, OR RELIANCE ON THE SERVICES DOESN'T EXCEED WHAT YOU PAID US IN THE ONE MONTH BEFORE YOUR CLAIM.
Indemnification
To the extent the law permits, you agree to defend, indemnify, and hold us harmless—along with Company Parties and our assigns—from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including legal fees) from your breach of these Terms or your use of the Services, including User Submissions, third-party sites, Services Content, services, and products not used as we expressly authorized.
Governing Law and Choice of Forum
The Services and these Terms are governed by Ontario's laws and Canada's federal laws that apply in Ontario, without regard to choice of law or conflict provisions, no matter where you live or are located. Any legal action about the Services or these Terms will happen in Ontario courts. You and we both submit to the exclusive jurisdiction of those courts. You waive any objections you might have to them exercising jurisdiction and venue. BY AGREEING TO THESE TERMS, YOU EXPRESSLY WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION AGAINST US OR COMPANY PARTIES.
Waiver
If we don't exercise any right, remedy, power, or privilege, or we're slow in exercising it, that doesn't count as waiving it. Using one right or using it partially doesn't stop us from using other rights or using the same right again.
Severability
If any term or provision is invalid, illegal, or unenforceable somewhere, that doesn't make anything else invalid or unenforceable anywhere else.
Entire Agreement
These Terms of Service and our Privacy Policy are the complete agreement between you and us about the Services. They replace everything else we've said or agreed to before, whether written or spoken.
Reporting and Contact
PlayLedger operates the Services. Send all copyright infringement notices, reports of misuse (including libellous or defamatory conduct), comments, questions, technical support requests, and other messages to: Email: info@playledger.site